Direct Link is one of the most prominent innovations in the Philippine motorcar insurance sector since it was launched in 1998. For more than two decades, it was able to retain its success streak in the industry without compromising their reliability, efficiency, and great relationship to their customers.

Powered by its highly seasoned underwriters through a modern call center facility, Direct Link remains to be the first DIRECT-TO-CONSUMER car insurance provider. It has pioneered the new mind set on car insurance by having it “DIY” or “DO IT YOURSELF” instead of the usual one which means needing an actual agent or a broker for your car insurance.

The concept of Direct Link is undeniably instrumental to the major transformations of both the market and competitive landscape of the Philippine insurance industry such as:

  1. The exclusion of middleman service led to more affordable car insurance – going direct for your car insurance could save you up to 40 percent in premium.
  2. The “DO IT YOURSELF” car insurance translates to a deeper and stronger insurance consciousness and education on a personal level compared to the spiel-type (yet understandably), usually sales-oriented pass-on insurance information obtained from a middleman.
  3. Direct Link’s grand entry into the car insurance market, supported with highly creative advertising execution in some of the most innovative advertising channels at that time, not only created buzz for itself but also introduced insurance, in its generic sense, to the larger segment of the population who are new to the concept if not indifferent to it. Up to this time, Direct Link call center would get inquiries from people who learned about the brand from a 1998 ad, specifically the inescapable billboard along the South Luzon Expressway upon which a real/actual car, horribly wrecked, is hinged as if the car forcefully broke through the billboard.

Direct Link is a subsidiary of financial services giant the UCPB Group. Our insurance policies are exclusively underwritten by UCPB General Insurance Co. Inc., a consistent Top 10 ranking player in an industry of more than one hundred competitors.


What Sets Direct Link Apart?

We specialize in car insurance. You get first-class protection at a great price and you continue to enjoy loads of benefits even when you’re not behind the wheel.

Full Protection Coverage

Get to know the different coverages you and your vehicle get when you insure with our Comprehensive Auto Insurance policy.

Direct Link’s Rescue Club

Select from a range of roadside assistances and other benefits every Direct Link policyholder gets to enjoy under our exclusive rescue club.

Gawa Agad Program (GAP)

Enjoy faster claims processing through our Gawa Agad Program. Get to know how it works and how it can make your claims experience better.

Exclusive Privileges

Free LTO registration assistance, next-day delivery of policy, and easy payment methods are available for your convenience!



Comprehensive Auto Insurance

Our comprehensive motocar insurance puts your mind at ease with all your needed protection. It also comes with conveniences and perks that are very useful:

* additional coverage subject to approval.


Compulsory Third Party Liability

What is CTPL and why do you need it?

Every vehicle owner in the Philippines is mandated by law to secure a compulsory third party liability (CTPL) insurance as a requirement when you register your vehicle with the Land Transportation Office (LTO). CTPL is a mandatory protection cover from any possible liability for a third party, as caused by bodily injury and/or death in a vehicular accident.

Cover Details

What are the coverages of a CTPL policy?

  1. CTPL covers the liability of the insured in respect of the bodily injury and/or death of any third party.
  2. Subject to limits as stated in the policy, the insurer will pay all sums necessary to assure the victim and/or his dependents of immediate financial assistance.

Third Party shall refer to any person that is not a member of the insured’s household, not his employee, and not a member of his family within second degree of consanguinity or affinity.

Why choose Direct Link for your CTPL?

There is no such thing as cheaper CTPL so it’s best purchased through a reputable insurance provider. Get worry-free protection with Direct Link – your policy will be underwritten by UCPB General Insurance Company Inc., and is guaranteed accredited by the LTO.

Direct Link’s CTPL packages are tailored to fit your budget, guaranteed without any additional charges.


Homeowners Insurance

Give your home its much-needed protection against loss or damage resulting from Fire and Lightning with Direct Link’s Homeowners Insurance.

Stay worry-free and get real protection for your property with options to cover the following perils:

Why should I insure my home?

  1. You want to protect your investment – you’ve worked hard to own it.
  2. You want to avoid the worst situation to be in – losing your home and not having the instant financial ability to get things back to the way they were.
  3. Plus, getting a fire insurance policy for your home is very affordable.


Contact Us

Direct Link

Address: 2/F One UCPB GEN Bldg., Km. 18, East Service Road, Sucat, Parañaque City 1700

Phone: 828 2000

Mobile: 0917 569 3511 | 0920 911 5582 | 0922 893 5465

Fax: 893 2589


Find us on Google Maps


Cebu Office: 7th Floor Unit 704 Keppel Center Condominium Samar Loop cor. Cardinal Rosales Ave. Cebu Business Park, Ayala Center, Cebu City

Trunkline: (032) 234 0807 to 09

Mobile Numbers: 0917 566 6084 | 0922 595 0353

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