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Terms of Use
General
Filbuild.com and its affiliates (collectively, "Filbuild" ) operate a family of Web sites and associated Web pages. Filbuild refers to this group of Web sites and/or its services as the "Filbuild Network." Any person accessing or using the Filbuild Network is referred to as "YOU."

Filbuild provides the information, services, text, graphics, links or other material ("the Content") on the Filbuild Network to you, conditioned on your acceptance, without modification, of the Terms of Use. The Content offered on the Filbuild Network is provided with the understanding that Filbuild is not engaged in rendering legal or other professional services or advice. The use of the Filbuild Network is subject to the additional disclaimers, caveats, and notices that may appear throughout the Filbuild Network.

Acceptance
By accessing or using any part of the Filbuild Network, you agree to accept and comply with the terms, conditions, and notices stated herein and as may be modified by Filbuild from time-to-time without notice to you. These Terms of Use constitute a binding contract between Filbuild and you. You are responsible for regularly reviewing the Terms of Use. If you do not wish to be bound by these Terms of Use, please do not access or use any part of the Filbuild Network.

Privacy Policy
Your privacy is very important to Filbuild. As part of the normal operation of the Filbuild Network, we may collect and, in some cases, disclose information about you. Personally identifiable information about you may be used to improve our marketing and promotional efforts, to statistically analyze usage of the Filbuild Network, to improve the Filbuild Network's content and to customize the Filbuild Network's content and layout. We believe these uses allow us to improve the Filbuild Network and better tailor it to meet our user's needs. We may use your email address and, in certain situations, your mailing address or phone number, to contact you regarding administrative notices from time to time.

Filbuild does not sell, rent, or otherwise provide any personally identifiable information about you to any third party. We may aggregate personally identifiable information and disclose such information in aggregate to advertisers for other marketing and promotional purposes. However, in these situations we will not disclose to these entities any information that could be used to personally identify you.

Our policy only addresses the use and disclosure of information we may collect from you. To the extent that you disclose your personally identifiable information to third parties, or to third parties' advertisers who may advertise on the Filbuild Network, different rules may apply to their use or disclosure of personal information you disclose to them. We encourage you to ask questions before you disclose your personal information to third parties.

Log Files
As with most other websites, we collect and use the data contained in log files. The information in the log files include your IP (internet protocol) address, your ISP (internet service provider, such as AOL or Shaw Cable), the browser you used to visit our site (such as Internet Explorer or Firefox), the time you visited our site and which pages you visited throughout our site.

Cookies and Web Beacons
We do use cookies to store information, such as your personal preferences when you visit our site. This could include only showing you a popup once in your visit, or the ability to login to some of our features, such as forums.

We also use third party advertisements on Filbuild to support our site. Some of these advertisers may use technology such as cookies and web beacons when they advertise on our site, which will also send these advertisers (such as Google through the Google AdSense program) information including your IP address, your ISP , the browser you used to visit our site, and in some cases, whether you have Flash installed. This is generally used for geotargeting purposes (showing New York real estate ads to someone in New York, for example) or showing certain ads based on specific sites visited (such as showing cooking ads to someone who frequents cooking sites).

DoubleClick DART cookies
We also may use DART cookies for ad serving through Google’s DoubleClick, which places a cookie on your computer when you are browsing the web and visit a site using DoubleClick advertising (including some Google AdSense advertisements). This cookie is used to serve ads specific to you and your interests (”interest based targeting”). The ads served will be targeted based on your previous browsing history (For example, if you have been viewing sites about visiting Las Vegas, you may see Las Vegas hotel advertisements when viewing a non-related site, such as on a site about hockey). DART uses “non personally identifiable information”. It does NOT track personal information about you, such as your name, email address, physical address, telephone number, social security numbers, bank account numbers or credit card numbers. You can opt-out of this ad serving on all sites using this advertising by visiting http://www.doubleclick.com/privacy/dart_adserving.aspx

You can choose to disable or selectively turn off our cookies or third-party cookies in your browser settings, or by managing preferences in programs such as Norton Internet Security. However, this can affect how you are able to interact with our site as well as other websites. This could include the inability to login to services or programs, such as logging into forums or accounts.

Deleting cookies does not mean you are permanently opted out of any advertising program. Unless you have settings that disallow cookies, the next time you visit a site running the advertisements, a new cookie will be added.

AdSense Privacy Policy Provided by JenSense.com

Links to and from this site
The Filbuild Network often include advertisements, hyperlinks and pointers to web sites operated by third parties. Those third party web sites do not form part of the Filbuild Network and are not under the control of or the responsibility of Filbuild. When you link to those web sites you leave our web site and do so entirely at your own risk. A display of advertising does not imply an endorsement or recommendation by Filbuild.

NO WARRANTY
FILBUILD PROVIDES THE SERVICES "AS IS," "WITH ALL FAULTS" AND "AS AVAILABLE," AND THE ENTIRE RISK AS TO SATISFACTORY QUALITY, PERFORMANCE, ACCURACY, AND EFFORT IS WITH YOU. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, FILBUILD MAKES NO REPRESENTATIONS, WARRANTIES OR CONDITIONS, EXPRESS OR IMPLIED. FILBUILD EXPRESSLY DISCLAIMS ANY AND ALL WARRANTIES OR CONDITIONS, EXPRESS, STATUTORY AND IMPLIED, INCLUDING WITHOUT LIMITATION (A) WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, WORKMANLIKE EFFORT, ACCURACY, TITLE, QUIET ENJOYMENT, NO ENCUMBRANCES, NO LIENS AND NON-INFRINGEMENT, (B) WARRANTIES OR CONDITIONS ARISING THROUGH COURSE OF DEALING OR USAGE OF TRADE, AND (C) WARRANTIES OR CONDITIONS OF UNINTERRUPTED OR ERROR-FREE ACCESS OR USE.

NO LIABILITY
IN NO EVENT WILL FILBUILD BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION ANY INDIRECT, CONSEQUENTIAL, SPECIAL, INCIDENTAL, OR PUNITIVE DAMAGES ARISING OUT OF, BASED ON, OR RESULTING FROM THESE TERMS OF USE OR YOUR USE OF THE SERVICES, EVEN IF FILBUILD HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE EXCLUSION OF DAMAGES UNDER THIS PARAGRAPH IS INDEPENDENT OF YOUR EXCLUSIVE REMEDY AND SURVIVES IN THE EVENT SUCH REMEDY FAILS OF ITS ESSENTIAL PURPOSE OR IS OTHERWISE DEEMED UNENFORCEABLE. THESE LIMITATIONS AND EXCLUSIONS APPLY WITHOUT REGARD TO WHETHER THE DAMAGES ARISE FROM (A) BREACH OF CONTRACT, (B) BREACH OF WARRANTY, (C) NEGLIGENCE, OR (D) ANY OTHER CAUSE OF ACTION, TO THE EXTENT SUCH EXCLUSION AND LIMITATIONS ARE NOT PROHIBITED BY APPLICABLE LAW. IF YOU DO NOT AGREE WITH ANY PART OF THESE TERMS OF USE, OR YOU HAVE ANY DISPUTE OR CLAIM AGAINST FILBUILD WITH RESPECT TO THESE TERMS OF USE OR THE SERVICES, THEN YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SERVICES.

CHANGES; DISCONTINUANCE
Filbuild reserves the right to change the Terms of Use, and you are responsible for regularly reviewing these Terms of Use. The Terms of Use may be revised, modified, amended, or supplemented by Filbuild without notice at any time for any reason. The Terms of Use shall apply to you regardless of any future transaction or dealings between you and Filbuild, or lack of any such future transaction or dealings, and shall survive the termination of any such future transaction or dealings. Your continued use of the Filbuild Network after the effective date of such changes will constitute acceptance of and agreement to any such changes. Filbuild may suspend or discontinue the Filbuild Network at any time to you and/or to others, without notice.

DISPUTE RESOLUTION
You agree that no joint venture, partnership, employment, or agency relationship exists between you and Filbuild as a result of the Terms of Use or accessing or using the Filbuild Network.

Unless otherwise specified, the content contained in the Filbuild Network is presented solely for your convenience and/or information. Filbuild makes no representation that the content in Filbuild Network is appropriate or available for use in other locations. Those who choose to access the Filbuild Network from other locations do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable. You may not use or export the materials from the Filbuild Network in violation of Philippine export laws and regulations. If any provision of the Terms of Use shall be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from the Terms of Use and shall not affect the validity and enforceability of any remaining provisions.

By accessing the Filbuild Network, or using information on the Filbuild Network, you submit to the exclusive jurisdiction of the state courts in the City of Manila, Republic of the Philippines, to resolve disputes of any kind arising out of your reliance on the information on the Filbuild Network, or any interaction with Filbuild involving the Filbuild Network.